States that issue bonded titles (35)
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Idaho, Illinois, Iowa, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, New York, North Carolina, Rhode Island, South Dakota, Tennessee, Texas, Utah, Vermont, Washington, Wisconsin, Wyoming.
Jurisdictions with no bonded title (16)
Delaware, District of Columbia, Hawaii, Indiana, Kansas, Kentucky, Louisiana, New Jersey, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Virginia, West Virginia. Their routes are a court order, a sworn ownership affidavit or a notice-and-publication process; see bonded title vs. court order. Several of these are sold as "lost title bond" states by national agencies; the DMVs do not accept the bond.
Every jurisdiction at a glance
| State | Bonded title | Multiplier | Minimum | Years | Authority |
|---|---|---|---|---|---|
| Alabama | Yes | Fixed schedule | $5,000 | 3 | Ala. Code § 32-8-36 |
| Alaska | Yes | 1.5× | — | 3 | Alaska Stat. § 28.10.216 |
| Arizona | Yes | 1.5× | — | 3 | A.R.S. § 28-2057 |
| Arkansas | Yes | 1.5× | — | 3 | Ark. Code Ann. § 27-14-409 |
| California | Yes | 1× | — | 3 | Cal. Veh. Code §§ 4157, 4158 |
| Colorado | Yes | 2× | — | 3 | C.R.S. § 42-6-115(3) |
| Connecticut | Yes | 2× | — | 5 | Conn. Gen. Stat. § 14-176 |
| Delaware | No | Court order / affidavit | 21 Del. C. ch. 23 (no bond-in-lieu-of-ownership | ||
| District of Columbia | No | Court order / affidavit | No bonded title provision in D.C. Code Title 50 | ||
| Florida | Yes | 2× | — | 3 | Fla. Stat. § 319.23(7) |
| Georgia | Yes | 2× | $5,000 | 4 | O.C.G.A. § 40-3-28 |
| Hawaii | No | Court order / affidavit | No bonded title provision in HRS ch. 286 | ||
| Idaho | Yes | 1.5× | — | 3 | Idaho Code § 49-523 |
| Illinois | Yes | 1.5× | — | 3 | 625 ILCS 5/3-109 |
| Indiana | No | Court order / affidavit | No bond provision in Ind. Code 9-17-2 | ||
| Iowa | Yes | 1.5× | — | 3 | Iowa Code § 321.24(11) |
| Kansas | No | Ownership Affidavit | K.S.A. 8-135 and 8-142 (no bond-in-lieu-of-owner | ||
| Kentucky | No | Court-ordered title | No bonded title statute in KRS ch. 186A | ||
| Louisiana | No | Judgment of ownership | La. R.S. 32:707 (no bond provision) | ||
| Maine | Yes | 1.5× | — | 3 | 29-A M.R.S. § 659 |
| Maryland | Yes | 1.5× | — | 3 | Md. Code, Transportation § 13-109(a) |
| Massachusetts | Yes | 1.5× | — | 3 | M.G.L. c. 90D, § 12 |
| Michigan | Yes | 2× | — | 3 | MCL 257.217(1)(d) |
| Minnesota | Yes | 1.5× | — | 3 | Minn. Stat. § 168A.07, subds. 1, 1a and 1b |
| Mississippi | Yes | 1.5× | — | 3 | Miss. Code Ann. § 63-21-23 |
| Missouri | Yes | 2× | $100 | 3 | RSMo § 301.192 (as amended by S.B. 262, 2021) |
| Montana | Yes | 1× | — | 3 | Mont. Code Ann. § 61-3-208 |
| Nebraska | Yes | 1.5× | — | 3 | Neb. Rev. Stat. § 60-167 |
| Nevada | Yes | 1.5× | — | 3 | NRS 482.2605 |
| New Hampshire | Yes | 1.5× | — | 3 | RSA 261:10 |
| New Jersey | No | Improper Evidence of Ownership Procedure | N.J.S.A. 39:10-11 (no bond provision) | ||
| New Mexico | Yes | 2× | — | 3 | NMSA 1978, § 66-3-24(C) |
| New York | Yes | 1.5× | — | 3 | N.Y. Veh. & Traf. Law § 2105(d) |
| North Carolina | Yes | 1.5× | $100 | 3 | N.C. Gen. Stat. § 20-76 |
| North Dakota | No | Untitled Vehicle Process | N.D.C.C. § 39-05-20(1) | ||
| Ohio | No | Court-ordered title | Ohio Rev. Code § 4505.10(A) (court-ordered title | ||
| Oklahoma | No | Ownership affidavit | 47 O.S. § 1105(V) (ownership affidavit) | ||
| Oregon | No | Certification of Ownership Facts | ORS 803.205 (proof of ownership | ||
| Pennsylvania | No | Court-ordered title | 75 Pa.C.S. §§ 1104-1105 (no bond-in-lieu-of-titl | ||
| Rhode Island | Yes | 1.5× | — | 3 | R.I. Gen. Laws § 31-3.1-9 |
| South Carolina | No | Affidavit of Ownership | S.C. Code Title 56, Ch. 19 contains no bond-in-l | ||
| South Dakota | Yes | 1.5× | — | 3 | SDCL § 32-3-64.1 |
| Tennessee | Yes | 1.5× | — | 3 | Tenn. Code Ann. § 55-3-103(b) |
| Texas | Yes | 1.5× | — | 3 | Tex. Transp. Code § 501.053 |
| Utah | Yes | 2× | — | 7 | Utah Admin. Code R873-22M-2(10) |
| Vermont | Yes | 1.5× | — | 3 | 23 V.S.A. § 2020 |
| Virginia | No | Application in Lieu of Title Certificate | Va. Code §§ 46.2-632 and 46.2-621.1 | ||
| Washington | Yes | 1.5× | — | 3 | RCW 46.12.680 |
| West Virginia | No | Court order / affidavit | W. Va. Code § 17A-3-12 (title issues when the co | ||
| Wisconsin | Yes | 1.5× | $2,500 | 5 | Wis. Stat. § 342.12(3)(b) |
| Wyoming | Yes | 2× | — | 3 | Wyo. Stat. § 31-2-105 |
Reading the table
- Multiplier is applied to the vehicle's value as the state determines it, then rounded up to the next $1,000. Alabama uses a fixed schedule by vehicle class and age instead.
- Minimum is a floor on the bond amount. Separately, California ($5,000), Montana ($1,000), Tennessee and Utah ($3,000) and Wyoming ($2,500) require no bond at or below a value threshold, and Missouri caps eligibility at $3,000 of value.
- Years is the statutory term; most bonds release early if the vehicle leaves the state and the bonded title is surrendered.
- Age rules matter in several states: South Dakota bonds only vehicles 30 years and older, Tennessee and Montana exempt them, and Maine, Connecticut, New Hampshire, Rhode Island, New York, Georgia and Alabama do not title vehicles past a certain age. See classic and antique vehicles.
The same data is published as a machine-readable file at /data/title-bond-states.json (CC BY 4.0).
Frequently asked
How many states allow bonded titles?
Which states require a bond of twice the vehicle's value?
Which states have the longest bond term?
Primary sources
- Tex. Transp. Code § 501.053
- Fla. Stat. § 319.23
- N.C. Gen. Stat. § 20-76
- RCW 46.12.680
- Minn. Stat. § 168A.07
- Wis. Stat. § 342.12
Content last reviewed November 5, 2026.
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Written and reviewed by C. Constantin Poindexter, MA, JD, CPCU, AFSB, ASLI, ARe, AINS, AIS, CPLP, founder of Surety One, Inc. and CEO of Janus Assurance Re, with more than thirty years of surety and reinsurance underwriting experience. Author of The Contractor's Guide to Surety Bonds. Reflects state law and DMV practice as of November 5, 2026. More about the author →
Instant title bond quote
Pick the state, enter the vehicle's value, and the statutory multiplier does the rest. Rounded up to the next $1,000.